:root{--navy:#0B2545;--navy2:#13315C;--navy3:#1B4079;--gold:#C9A227;--gold2:#E0BC4A;--light:#F3F6FB;--text:#1B2433;--muted:#5A6577;--line:#DDE3EC;--shadow:0 10px 30px rgba(11,37,69,.10);--shadow2:0 18px 44px rgba(11,37,69,.18)}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--text);line-height:1.65;background:#fff;font-size:17px}
a{color:var(--navy3)}
.wrap{max-width:1080px;margin:0 auto;padding:0 22px}

/* header */
header.site{background:rgba(11,37,69,.97);position:sticky;top:0;z-index:10;box-shadow:0 4px 20px rgba(0,0,0,.25);border-bottom:3px solid var(--gold)}
header.site .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:10px;padding-top:14px;padding-bottom:14px}
.brand{display:inline-flex;align-items:center;gap:12px;color:#fff;text-decoration:none;font-weight:800;font-size:1.2rem;letter-spacing:.4px}
.brand img{display:block;width:42px;height:42px;border-radius:50%;box-shadow:0 0 0 2px rgba(201,162,39,.5)}
.brand .bt span{color:var(--gold)}
nav.main{display:flex;flex-wrap:wrap;gap:4px 20px;align-items:center}
nav.main a{color:#fff;text-decoration:none;font-size:.95rem;padding:4px 0;border-bottom:2px solid transparent;transition:border-color .2s}
nav.main a:hover,nav.main a[aria-current="page"]{border-bottom-color:var(--gold)}

/* buttons */
.btn{display:inline-block;background:linear-gradient(180deg,var(--gold2),var(--gold));color:var(--navy)!important;font-weight:800;text-decoration:none;padding:13px 26px;border-radius:999px;border:2px solid var(--gold);box-shadow:0 6px 16px rgba(201,162,39,.35);transition:transform .2s,box-shadow .2s}
.btn:hover{transform:translateY(-3px);box-shadow:0 12px 24px rgba(201,162,39,.45)}
.btn.alt{background:transparent;color:#fff!important;border-color:#fff;box-shadow:none}
.btn.alt:hover{background:rgba(255,255,255,.14);box-shadow:none}
section .btn.alt,.note .btn.alt{color:var(--navy)!important;border-color:var(--navy)}
nav.main a.btn{padding:8px 20px;border-bottom:2px solid var(--gold);font-size:.95rem;box-shadow:none}

/* hero */
.hero{position:relative;overflow:hidden;background:radial-gradient(circle at 85% 10%,rgba(201,162,39,.28),transparent 45%),linear-gradient(135deg,var(--navy),var(--navy2) 60%,var(--navy3));color:#fff;padding:80px 0 96px;clip-path:ellipse(160% 100% at 50% 0%)}
.hero:before{content:"";position:absolute;right:-90px;top:-90px;width:340px;height:340px;border-radius:50%;border:44px solid rgba(201,162,39,.14)}
.hero:after{content:"";position:absolute;left:0;right:0;bottom:30px;height:5px;background:repeating-linear-gradient(90deg,var(--gold) 0 36px,transparent 36px 72px);opacity:.55;animation:road 6s linear infinite}
.hero .wrap{position:relative;z-index:1}
.hero h1{font-size:clamp(2rem,5.5vw,3.2rem);line-height:1.12;margin:0 0 18px;letter-spacing:-.5px}
.hero p{font-size:1.18rem;max-width:720px;margin:0 0 30px;color:#E6ECF5}
.hero .tag{color:var(--gold);font-weight:800;letter-spacing:2px;text-transform:uppercase;font-size:.85rem;margin-bottom:12px}
.hero .btns{display:flex;flex-wrap:wrap;gap:14px}

/* sections */
section{padding:64px 0}
section.alt{background:linear-gradient(180deg,var(--light),#fff)}
h2{color:var(--navy);font-size:1.8rem;line-height:1.25;margin:0 0 8px;letter-spacing:-.3px}
h2:after{content:"";display:block;width:64px;height:4px;border-radius:4px;background:linear-gradient(90deg,var(--gold),var(--gold2));margin-top:12px}
h3{color:var(--navy);margin:0 0 6px;font-size:1.15rem}
.lead{color:var(--muted);max-width:720px;margin:14px 0 30px}

/* cards */
.grid{display:grid;gap:24px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.card{background:#fff;border:1px solid var(--line);border-top:5px solid var(--gold);border-radius:16px;padding:26px;box-shadow:var(--shadow);transition:transform .25s,box-shadow .25s}
.card:hover{transform:translateY(-8px);box-shadow:var(--shadow2)}
.card p{margin:0 0 12px;color:var(--muted)}
.card a.more{font-weight:800;text-decoration:none;color:var(--navy3)}
.card a.more:hover{color:var(--gold)}
.icon{display:inline-flex;align-items:center;justify-content:center;width:52px;height:52px;border-radius:14px;background:linear-gradient(135deg,var(--navy),var(--navy3));color:var(--gold2);margin-bottom:14px;box-shadow:0 6px 14px rgba(11,37,69,.25)}
.icon svg{width:26px;height:26px;fill:none;stroke:currentColor;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}

/* steps */
.steps{counter-reset:s;display:grid;gap:22px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));padding:0;list-style:none;margin:0}
.steps li{counter-increment:s;background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px;box-shadow:var(--shadow);position:relative;transition:transform .25s}
.steps li:hover{transform:translateY(-6px)}
.steps li:before{content:counter(s);display:inline-block;width:42px;height:42px;line-height:38px;text-align:center;border-radius:50%;background:var(--navy);color:var(--gold2);font-weight:800;margin-bottom:10px;border:3px solid var(--gold)}
.steps p{margin:0;color:var(--muted)}

.two{display:grid;align-items:start;gap:32px;grid-template-columns:repeat(auto-fit,minmax(300px,1fr))}
ul.tick{list-style:none;padding:0;margin:0}
ul.tick li{padding-left:32px;position:relative;margin-bottom:12px}
ul.tick li:before{content:"\2713";position:absolute;left:0;top:1px;width:22px;height:22px;line-height:22px;text-align:center;border-radius:50%;background:var(--gold);color:var(--navy);font-weight:800;font-size:.8rem}

/* call to action band */
.cta{position:relative;overflow:hidden;background:radial-gradient(circle at 15% 20%,rgba(201,162,39,.25),transparent 45%),linear-gradient(135deg,var(--navy),var(--navy3));color:#fff;text-align:center;padding:68px 0}
.cta h2{color:#fff}
.cta h2:after{margin:12px auto 0}
.cta p{color:#E6ECF5;max-width:600px;margin:14px auto 28px}

details{background:#fff;border:1px solid var(--line);border-left:5px solid var(--gold);border-radius:12px;padding:16px 20px;margin-bottom:14px;box-shadow:var(--shadow)}
details summary{cursor:pointer;font-weight:800;color:var(--navy)}
details p{margin:10px 0 0}
.note{border-left:5px solid var(--gold);background:linear-gradient(135deg,#fff,var(--light));padding:18px 22px;border-radius:0 14px 14px 0;font-size:.96rem;box-shadow:var(--shadow)}
.crumbs{font-size:.9rem;margin-bottom:14px}
.crumbs a{color:var(--gold2)}

/* footer */
footer.site{background:var(--navy);color:#C9D3E3;padding:44px 0 36px;font-size:.92rem;border-top:4px solid var(--gold)}
footer.site a{color:#fff}
footer.site .cols{display:grid;gap:28px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
footer.site h4{color:var(--gold);margin:0 0 10px}
footer.site ul{list-style:none;padding:0;margin:0}
footer.site li{margin-bottom:7px}
.fine{border-top:1px solid rgba(255,255,255,.15);margin-top:26px;padding-top:18px;font-size:.85rem}

/* motion */
@keyframes road{to{background-position:72px 0}}
@keyframes rise{from{opacity:0;transform:translateY(24px)}to{opacity:1;transform:none}}
.hero .wrap>*{animation:rise .7s ease both}
.hero .wrap>*:nth-child(2){animation-delay:.1s}
.hero .wrap>*:nth-child(3){animation-delay:.2s}
.hero .wrap>*:nth-child(4){animation-delay:.3s}
.card,.steps li,details,.note{animation:rise .7s ease both}
@media (prefers-reduced-motion:reduce){*,*:before,*:after{animation:none!important;transition:none!important}html{scroll-behavior:auto}}
@media (max-width:600px){body{font-size:16px}.hero{padding:52px 0 70px}section{padding:46px 0}.hero:before{width:220px;height:220px;border-width:30px}}

/* about page portrait */
.about{display:grid;gap:40px;grid-template-columns:minmax(240px,340px) 1fr;align-items:start}
.portrait{margin:0;position:relative}
.portrait img{display:block;width:100%;height:auto;border-radius:20px;box-shadow:var(--shadow2);border:4px solid #fff;outline:3px solid var(--gold)}
.portrait:before{content:"";position:absolute;inset:18px -18px -18px 18px;border-radius:20px;background:linear-gradient(135deg,var(--navy),var(--navy3));z-index:-1}
@media (max-width:760px){.about{grid-template-columns:1fr}.portrait{max-width:300px;margin:0 auto 10px}}

/* shared brand type: serif headlines + mono labels (matches licence.jdta.co.uk) */
:root{--serif:"Fraunces",Georgia,serif;--mono:"IBM Plex Mono",ui-monospace,Menlo,Consolas,monospace}
h1,h2,h3{font-family:var(--serif);font-weight:700}
.hero h1{letter-spacing:-.8px;line-height:1.1}
.hero .tag,.crumbs,.fine{font-family:var(--mono)}
.hero .tag{letter-spacing:.18em;font-weight:500}
.hero .tag:before{content:"";display:inline-block;width:44px;height:1px;background:var(--gold);vertical-align:middle;margin-right:14px}
.crumbs{font-size:.8rem;letter-spacing:.08em;text-transform:uppercase}

body{font-family:"Source Sans 3",-apple-system,"Segoe UI",Roboto,Arial,sans-serif;font-size:18px}
.brand{font-family:"Source Sans 3",sans-serif}
@media (max-width:600px){body{font-size:17px}}

/* buttons in content: never inline with text, wrap cleanly */
.btnrow{display:flex;flex-wrap:wrap;gap:12px;margin-top:22px}
section .btn,.cta .btn{margin:0}
/* phone layout: header scrolls away instead of covering the screen */
@media (max-width:760px){
header.site{position:static}
header.site .wrap{padding-top:10px;padding-bottom:12px}
nav.main{gap:2px 16px;width:100%}
nav.main a.btn{padding:6px 16px}
.btn{text-align:center}
.btnrow .btn,.hero .btns .btn{flex:1 1 100%}
}